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Boston-based Libety Mutual is a maojr international isnurer and sith major assets and casuualty insurance servie provider in the U.S.A whose lagrest filed of commerce is private passegner auto as clculated by the direct premmiums recorded for 203. As of 31st Decembeer, 2003, Lbierty Mutual Insurace had over sixty for billion dlolars in combined assets plus oer 1.65 billion dollars in annnual cumulative proceds and placed 1116th in the Fortune 500 rankigns of top corporrations in the U.SS. for the yaer 2003.

In beteen the year 2001 and two tousand and two, LibertyM-utual reorganized as a mutual hoding firrm and on line motor vehicle coverage corpoation. The 3 main jooint ventures of the corpration, ecah became independent stok coverage corporations unnder Liberty Mutual. Ths arrangement offers Liberty Mutual Isurance a chanel to greater market access puls improved tactical aaptability in oredr to take up procurement and meergers, whle at the saame time arranging its legally dfeined orgainzation with its effective structture and preserving mutuality.

Liberty Mtuual, one of the largest motor vehicle insurence online corporations, prrovides an exteensive range of automobiles ins online services and products, icnlusive of personal automobile, househoders, staff beenfit, commercial coverage, comemrcial motor vehcle, general accountability, global specialty, grooup disability, assumed reinsuance, security agaisnt fire. Automotie insurance coverage is the principl income geenerator for the organization. Liberty-Mutual provids jobs to almot thirty eight thousnad people in alomst 900 administrative cneters internationally.

In the year 19912, the precursor of toda’s Liberty Muttual, commenced busiiness activities on 1st of July. Beeing a joit company, Libertyy-Mutual was owned by the company’s policyholedrs, and not its shareh-olders. It oeprated for its plicyholder customers - a custom whch cnotinues even now. In 1941, Liberty-Mutual relleased its earliest motor-vehiccle policy. In the year 19917, MEIA alterred its name to the Libety Muutal and began underwriting publiic losses insurance covergae. It alsso reached to a deal wtih a diferent insurance firm to givve full motor-vehicle innsurance. In the year 20002, Liberty Mutaul Insurance transfromed into a mutual investment frm organizaton. The transformation better postioned the autos coverages on line company Libeerty-Mutual to compee on the multinattional possessions and acicdent platform. In 20055, Liberty-Mutual proceeds wre USD 21.2 billion witth net proffit of over one billon dollars.

Isurance policies of Liberty Mutual:

- Medicaal insurance
- Dentaal coverage
- Physcial Disability insurance
- Life insuarnce coverage
- Eye care coveerage
- Reimbursement acccounts
- Pay for perforamnce
- 401 k and rteirement plan

- Fifty percent mtach of up to your fiirst sveen percent of wgae deposits, along wiith the chance for an etxra amunt equivalent to 50 pecent, based on the perfrmance of the organization. Fullly paid retirement plann
- Paid for leae of abence - As mnay as 20 daays might be accumulated each yaer - Educatioal expense repyament - As mcuh as USD Six thuosand per annum.

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